City Relocation Guide

Moving to Chattanooga, TN

Population 181,099 · CHA Airport · Eastern Time

Everything you need to know about housing, neighborhoods, and the local lifestyle before you pack your boxes.

Median Home
$275,000
Rent (1BR)
$1,000/mo
Cost of Living
88 / 100
Unemployment
3.3%
Sunny Days
207/yr
Walkability
Car-Dependent

What It's Really Like in Chattanooga

A mid-sized city reinvented as an outdoor recreation paradise with the nation's fastest municipal broadband, Rock City/Lookout Mountain attractions, and a charming downtown.

Neighborhood Guide

Where to live in Chattanooga based on your lifestyle and budget.

Southside

trendy

Main Street restaurants, Station Street entertainment, and a walkable creative district.

Avg Rent
$1,100
Home Price
$300,000
Walkability
Medium

North Shore

trendy

Coolidge Park, Frazier Avenue shops, and walking bridge to downtown.

Avg Rent
$1,200
Home Price
$350,000
Walkability
Medium

St. Elmo

artsy

Lookout Mountain base community with local shops and the Incline Railway.

Avg Rent
$900
Home Price
$250,000
Walkability
Medium

Signal Mountain

family-friendly

Mountain community with excellent schools and scenic beauty above the city.

Avg Rent
$1,100
Home Price
$380,000
Walkability
Low

Cost of Living Breakdown

Compared to the national average (100). Below 100 = cheaper, above 100 = more expensive.

Groceries
92
8% below avg
Housing
72
28% below avg
Transportation
90
10% below avg
Healthcare
88
12% below avg
Utilities
92
8% below avg

Best Neighborhoods By Situation

Best for Families

  • Signal Mountain$1,100/mo rent

Best for Young Professionals

  • Southside$1,100/mo rent
  • North Shore$1,200/mo rent

Most Affordable

  • St. Elmo$900/mo rent
  • Southside$1,100/mo rent

Getting Around Chattanooga

Walkability: Car-Dependent

Chattanooga is primarily car-dependent. You'll need a vehicle for most daily activities including commuting, shopping, and entertainment.

Airport: CHA

Chattanooga is served by CHA airport, connecting you to major domestic and international destinations. This is important if you travel frequently for work or want to visit family back home.

Jobs & Economy

Median Income
$44,994
Unemployment Rate
3.3%
State Income Tax
0%
Cost of Living Index
88

Top Industries

InsuranceHealthcareAutomotive ManufacturingTechnologyTourism

Major Employers

Erlanger Health SystemBlueCross BlueShield of TennesseeVolkswagenUnum GroupTennessee Valley Authority

Your Chattanooga Newcomer Checklist

A 30-60-90 day plan to get settled in your new city.

30

First 30 Days

  • Update your driver's license & vehicle registration
  • Register to vote at your new address
  • Set up utilities (electric, water, internet)
  • Find a primary care doctor & dentist
  • Open a local bank account if needed
  • Explore your neighborhood on foot
60

Days 30–60

  • Join a local gym, club, or meetup group
  • Try restaurants in different neighborhoods
  • Find your go-to grocery store & pharmacy
  • Learn the best commute routes & shortcuts
  • Attend a local event or festival
  • Meet your neighbors — introduce yourself
90

Days 60–90

  • Establish a weekend routine (parks, brunch spots)
  • Build a professional network in your industry
  • Find a favorite coffee shop to work from
  • Explore day-trip destinations nearby
  • Start feeling like a local — give directions!
  • Invite friends & family to visit your new home

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